In 2005 reviewing the overall financial environment worldwide, with particular interest in the U.S., I believed a major correction was going to occur with devastating affects to most Americans. In 2007 I applied for a patent. My reasoning is a design has to come forth to remove failures of defined contribution and reduce the cost of defined benefit programs. This HYBRID method may reduce risk and can add stability back to the financial planning and wealth protection.
George A. Egan
Certified Financial Planner
Enrolled Agent with the Internal Revenue Service